When you retire from federal service, dental and vision premiums shift to BENEFEDS direct billing. Miss two payments and coverage is permanently canceled. Here's how to avoid that.
If OPM has stalled on your retirement application for months, a congressional inquiry is the formal escalation path. Here's exactly how to file one and what it actually does.
A week-by-week breakdown of what happens during the first 90 days after federal retirement — from your final paycheck through interim pay, CSA number arrival, and portal setup.
The gap between your last paycheck and a fully adjudicated annuity can stretch 4-6 months. Here's how to budget for interim pay at 60-80% of your pension and avoid draining your TSP.
Your first cost-of-living adjustment as a federal retiree is prorated based on how many months you've been on the annuity roll. FERS retirees under 62 may get nothing. Here's how it works.
If your OPM retirement payment didn't arrive on the first business day of the month, here's how to verify, report, and escalate — including when to file a congressional inquiry.
The OPM retirement phone number is 1-888-767-6738. Learn when to call, what to have ready, and which agency actually handles your issue — OPM, TSP, SSA, or your former agency.
After OPM adjudicates your retirement, you get a retroactive lump sum covering the gap between interim pay and your full annuity — minus deferred premiums. Here's how it's calculated.
Step-by-step guide to logging into OPM Services Online as a federal retiree. Learn how to link Login.gov, activate with your CSA number, and set up direct deposit and tax withholdings.
Federal retirement seminars are pre-retirement planning. If you've already separated and need to manage OPM processing, interim pay, and insurance deadlines, here are better options.
Living on 60% interim pay while OPM processes your claim? Here's what to look for in a federal retirement transition tool and why most options miss the mark.
OPM's retirement guides explain the rules. Checklists track what you need to do and when. Here's why format matters more than content during the transition year.
A toolkit tracks your OPM claim and interim pay. A financial advisor manages investments. Most new federal retirees need the first before they need the second.
You don't need a financial advisor to monitor your federal retirement claim. Here's the complete system for tracking OPM processing, interim pay, and insurance deadlines yourself.