Alternatives to NARFE for FEHB Medicare Coordination Advice
Looking for FEHB Medicare coordination guidance beyond NARFE? Compare independent guides, Checkbook, ProFeds, and free resources for federal retirees.
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All articles about FEHB & Medicare: The Federal Retiree's Coordination Guide.
Best FEHB Medicare Resource for Postal Employees Under PSHB
The best FEHB Medicare coordination resource for USPS employees and postal retirees navigating mandatory Part B enrollment and Part D EGWP under PSHB.
CMS-40B Form: How Federal Retirees Enroll in Medicare Part B Without Penalties
CMS-40B is the Medicare Part B enrollment application. Federal retirees also need CMS-L564 to prove employer coverage and avoid the late enrollment penalty.
CSRS Retirement Health Benefits: How FEHB Works for Civil Service Retirees
CSRS retirees keep FEHB under different rules than FERS. Learn how CSRS COLAs, survivor annuities, and the WEP/GPO repeal affect your health benefits in retirement.
Federal Benefits Webinar vs FEHB Medicare Guide: Which Format Actually Helps?
Should you attend a federal retirement benefits webinar or use a self-service FEHB Medicare guide? Compare cost, depth, and what each format delivers.
Federal Retirement Health Insurance: How FEHB Works After You Leave Service
Federal retirees can keep FEHB coverage for life if they meet the five-year rule and retire on an immediate annuity. Here's how premiums, enrollment, and Medicare work.
FEHB and Medicare Coordination: How Primary and Secondary Payer Rules Work
When you retire, Medicare becomes primary and FEHB becomes secondary. Learn how claims flow, which payer covers what, and the three coordination paths at age 65.
FEHB at Age 65: The Medicare Decision Every Federal Retiree Faces
At 65, federal retirees choose between FEHB alone, FEHB plus Part A, or the full wrap-around with Parts A and B. Here's how to make the call.
FEHB Dental and Vision in Retirement: How FEDVIP Works for Federal Retirees
FEHB does not include dental and vision — FEDVIP is a separate program. Learn how federal retirees enroll, what it costs, and whether FEDVIP or private plans are the better deal.
FEHB HSA and Medicare Part A: When to Stop Contributions and Avoid the IRS Penalty
You must stop HSA contributions 6 months before enrolling in Medicare Part A. Here's why Part A's retroactivity creates a tax trap for FEHB HDHP enrollees.
FEHB During Interim Pay: How Health Premiums Work While OPM Processes Your Retirement
OPM doesn't deduct FEHB premiums during interim pay. Learn how retroactive reconciliation works, what to budget, and how to avoid a cash crunch when your claim finalizes.
FEHB Medicare Guide vs Federal Benefits Planner: Which One Do You Actually Need?
Compare a self-service FEHB Medicare coordination guide against hiring a federal retirement benefits planner — cost, scope, and when each makes sense.
FEHB Open Season for Retirees: How to Change Plans After Retirement
Federal retirees can change FEHB plans during annual Open Season through OPM's Services Online portal. Here's what to compare when Medicare is part of the picture.
FEHB Plan Comparison for Medicare Retirees: BCBS, GEHA, and Aetna Side by Side
How major FEHB plans coordinate with Medicare for retirees: deductible waivers, premium reimbursements, HRA features, and plan downgrades that save money.
FEHB Premium Costs in Retirement: What Federal Retirees Actually Pay
Federal retirees pay roughly 28% of FEHB premiums while the government covers 72%. Learn how costs are deducted, how premiums change annually, and what drives increases.
FEHB Prescription Drug Coverage and Medicare Part D: How the EGWP Integration Works
FEHB carriers now auto-enroll Medicare-eligible retirees in Part D through EGWPs. Learn how the integration works, the $2,100 out-of-pocket cap, and when to opt out.
FEHB Re-enrollment After Suspension: How to Get Your Coverage Back
Suspended FEHB via Form RI 79-9? You can re-enroll during Open Season or after involuntary loss of alternative coverage. Here's exactly how the process works.
FEHB Self Only vs Self Plus One in Retirement: Choosing the Right Enrollment Type
Switching from Self and Family to Self Plus One in FEHB retirement can save hundreds monthly. Learn enrollment type rules, survivor implications, and when each makes sense.
FEHB Spousal Coverage in Retirement: Survivor Benefits, Divorce, and the Spouse Equity Act
Your spouse's FEHB coverage after your death depends on enrollment tier and survivor annuity elections. Here's how FERS survivor benefits protect spousal health insurance.
FEHB Suspension vs Cancellation: How Form RI 79-9 Works for Federal Retirees
Federal retirees can suspend FEHB with Form RI 79-9 to try Medicare Advantage, TRICARE, or CHAMPVA — and keep the right to re-enroll. Cancel it and you lose FEHB forever.
FEHB TCC (Temporary Continuation of Coverage): The Federal COBRA Alternative
FEHB TCC gives separated federal employees 18 months of continued health coverage at 102% of premium. Learn who qualifies, what it costs, and when it makes sense.
FEHB During VERA and VSIP: Health Insurance Rules for Early Retirement Buyouts
VERA and VSIP buyouts include automatic five-year FEHB waivers in most cases. Learn how early separation affects your health coverage and what documentation you need.
FEHB vs Medicare Advantage: Can Federal Retirees Use Both or Should You Switch?
Federal retirees can suspend FEHB for Medicare Advantage or keep both. Here's how to compare coverage, costs, and network flexibility before choosing.
FEHB Wrap-Around Medicare: How Secondary Coverage Eliminates Out-of-Pocket Costs
When Medicare is primary and FEHB is secondary, many federal plans waive all deductibles and copays. Learn how the wrap-around strategy works and which plans offer it.
How to Coordinate FEHB and Medicare at 65 Without a Benefits Advisor
A step-by-step approach to coordinating FEHB and Medicare at 65 on your own — the decisions, the math, and when you actually need professional help.
IRMAA for Federal Retirees: How the Social Security Fairness Act Affects Your Medicare Premiums
WEP and GPO repeal lump sums pushed many federal retirees into higher IRMAA brackets. Learn the 2026 thresholds, appeal options, and how to use Form SSA-44.
Medicare Enrollment Periods for Federal Employees: IEP, SEP, and GEP Explained
Federal employees have three Medicare enrollment windows. Miss the right one and you face permanent Part B penalties. Here's which period applies to your situation.
Medicare Part B Late Enrollment Penalty: How Federal Retirees Avoid It
The Medicare Part B late enrollment penalty adds 10% per year permanently. Federal retirees with FEHB can avoid it — but only if they file the right forms at the right time.
Medicare Part B Premium 2026: Rates, IRMAA Brackets, and What Federal Retirees Pay
The standard Medicare Part B premium for 2026 is $202.90 per month. See the full IRMAA bracket table, how your federal pension affects surcharges, and when to file SSA-44.